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The Rob Plan is the BEST plan. Instead of having a “Public Option,” let’s have a “Private Option.” It works like this: we leave all the stupid, asinine, idiotic federally mandated regulations in place, but give John and Jane Doe hardworking American taxpayer the opportunity to opt out and “do their own thang.”

The Does will be able to buy health insurance over state lines, deduct their premiums (just like businesses do), buy coverage that limits their ability to sue their doctor and choose their coverages. They can even choose the medical school their doctor graduated from, or get this: no school at all, that’s right, if they want Granny Clampett to doctor them, why that’s their business.

You see folks the problem with health care is about 60 years ago the government got involved.

We all know what happens when the government tries to help us. During WWII, one of Mr. Roosevelt’s hairbrain schemes was to put a freeze on prices and wages (which is impossible), so businesses starting to give away benefits to evade the wage controls, like health insurance to employees. The feds allow employers to deduct the insurance, but not the individual, creating an incentive for someone else to be in charge of your health care instead of the individual. OPM, other people’s money.

“Who cares how much it costs, a third party is paying for it.”

You can bet your sweet a_ _, that if you are paying your doctor directly for the doctoring he is doing, you are going to be all over him like white on rice to make sure you are getting your money’s worth. In our free market economy, this is what drives down prices and drives up quality: people voting with their own dollars, people with “skin in the game.”

Look around you right now: what do you see? A computer, a desk, a lamp, maybe some copying paper, a picture frame with your wife and kids in it. The government doesn’t regulate computers, desks, lamps, copying paper and picture frames. When was the last time you heard anybody complaining about the price of lamps? Been to Walmart lately? Do we have a lamp crisis in this country. Hell no, you can buy any lamp you want, any time you want and have a zillion and 16 choices.

Heath care is absolutely no different. Let their be a PRIVATE OPTION and it will drive the nanny state, whimpering, government sycophants crazy (the same folks who hate Walmart), because they realize that when markets are allowed to work, there is no need for a professional class of whiners and crybabies.

Understanding economics and market forces is as simple as understanding human nature. Remember: Rob is right.

Rob Smith

Rob Smith is a lawyer and Managing Director of Chartwell Capital in Richmond, Virginia. He is mean as a snake and likes to kick little puppies when he see them. He also enjoys making children cry and tripping old ladies. He is extremely superficial and shallow. His favorite pastimes/hobbies are pissing people off, littering and being obnoxious.

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  1. Rob November 4, 2009

    Rob: Good stuff, but break it up so we ADD guys can digest it all….


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